Well, it's the new year and I'm already late with my first debt update. Hopefully that's not the trend-setter for all my goals this year!

Anyway, here's this month's chart:

So, the obvious piece is the second monthly increase in CC debt for the second month in a row. There are two reasons for this: Christmas presents and the purchase of a new 40" LCD TV. I paid off the Christmas gifts a couple days ago, and will pay the TV off before it's due (I put it on a card that had just passed the cut-off date, so I've got about 45 days before I have to pay it off completely).

To be honest, the last couple months of having high credit card balances has put me in a little bit of a cash flow problem. I'm not in real trouble, just will need to focus the next couple months on keeping overall costs down.

In other debt news, my student loan payment didn't post on my December statement – not sure why, as I double checked and I definitely made the payment. I'll have to follow up on that. House and car loans continue their steady progress.