- Where personal finance and personal freedom collide

"Until and unless you discover that money is the root of all good, you ask for your own destruction. When money ceases to be the tool by which men deal with one another, then men become the tools of men. Blood, whips and guns – or dollars. Take your choice – there is no other – and your time is running out." — Francisco d'Anconia's speech about money in Atlas Shrugged by Ayn Rand
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Welcome to Money $ Liberty, where personal finance and personal freedom collide. If you haven't visited before, please take a look at what this site is all about. Feel free to look around and make comments. Enjoy!

credit report

Helping feels good

curtis — 12 January 2009 - 8:07pm

My younger brother came over yesterday to watch the Eagles/Giants (go Eagles!) and Chargers/Steelers games. During and after the games, our conversations turned to various financial topics. As we talked, I discovered that while he had heard about credit scores, he did not know anything about his credit report. So, I showed him one of my recent reports, explained all the various parts of it, and by the end he was chomping at the bit to see his own report.

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Epilogue, describing the slaying of the second beast, and providing closure to my tale

curtis — 27 June 2007 - 10:50pm

When I got home, I had an item in the mail from TransUnion. The package contained a letter informing me that the investigation was complete with the following result:

COLLECTION AGENCY #XXXXXXX DELETED

Thus, my quest is complete. Shearing off the tails of the slain beasts, I had them stuffed, mounted and placed in a file labeled "Credit Reports" in the cabinet next to my bed.

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In which a collection item is successfully removed from my Experian credit report

curtis — 27 June 2007 - 6:03pm

(Don't you just love Dickensian titles?)

Wherein I am hospitalized and the woes arising from my indisposition

Nearly two years ago now, my appendix burst and I had to go to the hospital for an emergency appendectomy. I spent four days in the hospital and another week or so at home. About a month later, I started getting calls from the hospital saying I owed them $1,400 for the pleasure.

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Financial meters

Emergency Fund
30.56%
$3,667
$12,000

Retirement Accounts
72.35%
$72.4k
$100,000

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