- Where personal finance and personal freedom collide

"Until and unless you discover that money is the root of all good, you ask for your own destruction. When money ceases to be the tool by which men deal with one another, then men become the tools of men. Blood, whips and guns – or dollars. Take your choice – there is no other – and your time is running out." — Francisco d'Anconia's speech about money in Atlas Shrugged by Ayn Rand
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Welcome to Money $ Liberty, where personal finance and personal freedom collide. If you haven't visited before, please take a look at what this site is all about. Feel free to look around and make comments. Enjoy!

expenses

So, am I making a political contribution?

curtis — 20 October 2007 - 9:19am

This is a follow-up on my previous post about assessing whether you should contribute to a political campaign. I realized this morning that I never provided a conclusion as to my own personal assessment.

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Assessing whether you should contribute to a political campaign

curtis — 19 October 2007 - 8:21pm

The presidential campaign season is upon us, and that means the media outlets are talking all about campaign financing (and a little bit about the candidates' issues and platforms). It might even get you thinking about whether or not you should give money to you favorite candidate.

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Recycling saves you money

curtis — 13 August 2007 - 11:40am

I'm not a greenie by any stretch of the imagination, but I do like to think of myself as somewhat practical when it comes to saving money. Therefore, even though I might not be inclined to recycle because people try to guilt me into, I do concede that recycling can be a smart financial move.

Here are a few examples of how I've saved money with recycling.

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Does not watching TV make you more productive?

curtis — 8 August 2007 - 7:50am

I glanced at a Yahoo! Finance article this morning that claimed you would save well over a million bucks by not watching TV – for the rest of your life. It's an interesting article, and I encourage everyone to read it for some insights about both the upfront and "hidden" costs of watching TV.

But it did raise my dander up a bit toward the end, especially in the sections related to commercials and "opportunity costs."

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Reducing day care costs in the summer

curtis — 26 June 2007 - 10:02am

After our mortgage, day care is probably the single highest recurring expense we incur at the moment, and during the summer months when we have two kids in daycare instead of just one, our daycare expenses will actually surpass our monthly mortgage payment – principal, interest, escrow and PMI included.

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Emergency Fund
30.56%
$3,667
$12,000

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72.35%
$72.4k
$100,000

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